When you decide for buying a home then there are generally lot of factors which you need to account for. But it's always impossible to be too prepared before buying a home, probably the biggest purchase of your life.
Especially if you're a new home buyer, here are few tips which you should watch out before purchasing your home.
- Decide early whether you should buy or rent a home.
- Carefully analyze the land prices of the area for at least 1-2 years.
- Take the time and carefully sniff out any issues with the property.
- Do not fall trap into the real estate agents gimmicks.
- Negotiate as much as you can.
- Carefully plan your finances based on how much you can afford to repay not how much you can borrow.
- Take your time to choose the best property for yourself.
- Apply for a home loan to manage your finances better.
- Carefully pick a best lender who provides best features and benefits.
- Make a checklist before closing a home loan.
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