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Personal loans are unsecured loans that help you meet your short-term funding requirements. The Bajaj Finserv Personal Loan comes with a high-value loan amount against a simple application procedure, hassle-free documentation, and several other attractive features. The funds availed can be used to meet diverse requirements such as marriage expenses, overseas education, and medical costs.
Bajaj Finserv Personal Loan – Features and Benefits
Avail a personal loan from Bajaj Finserv to benefit several unique features.
- Collateral-free loan of high value
- EMI reduction with Flexi Personal Loan.
- Minimal documentation.
- Instant approval and fast disbursal.
- Flexible repayment tenor.
Bajaj Finserv Personal Loan – Interest Rate, Fees and Charges
Enjoy attractive Bajaj Finserv Personal Loan interest rates along with other nominal charges and repay conveniently.
Eligibility Criteria for Bajaj Finserv Personal Loan
Bajaj Finserv Personal Loan eligibility criteria are easy-to-meet. To avail a personal loan from us, you must –
- Be an Indian resident.
- Age between 23 and 55 years.
- Be a salaried individual employed with an MNC, public or private company.
- Meet the minimum net monthly income requirement as per the city you reside in.
Bajaj Finserv Personal Loan Documents Required
Submit the necessary documents required for the quick processing of your Bajaj Finserv Personal Loan.
- KYC documents.
- Employee identity card.
- Salary account’s bank account statement for the last three months.
- Last 2 months’ salary slips.
Bajaj Finserv Personal Loan – EMI Calculator
Plan your finances beforehand by estimating the personal loan EMIs. Use the personal loan EMI calculator available online and compute the installments prior to availing a loan.
The calculator requires you to fill in the following details.
- Loan amount
- Loan tenor.
- Annual interest rate.
- The loan EMI.
- Total interest payable.
- Total payment at the tenor’s end (Including the principal and interest.
How to Apply for Bajaj Finserv Personal Loan Online?
Apply for a Bajaj Finserv Personal Loan online in a few simple steps.
Step 1 – Fill in the online application form.
Step 2 – Input the loan amount you require and the tenor to enjoy instant approval.
Step 3 – Submit all documents to a representative from Bajaj Finserv.
Step 4 – The loan amount will be disbursed to your account post verification of the documents.
Bajaj Finserv Personal Loan – Customer Care
For any information regarding a Bajaj Finserv Personal Loan, call us, send an SMS, or reach out to your nearest branch using the branch locator.
- To call, dial 020 3957 5152.
- Or, send an SMS ‘SOL’ at 9773633633.
Personal Loan FAQs
Q1. How much can you avail as a personal loan?
You can avail a loan amount up to Rs.25 lakh as a Bajaj Finserv Personal Loan.
Q2. What are the minimum and maximum tenors?
Bajaj Finserv Personal Loan tenor ranges up to 60 months. You can choose a tenor and EMI that suits your repayment capacity with the help of a personal loan EMI calculator.
Q3. What are the part-prepayment and foreclosure charges?
While the part-prepayment charges are 2% along with applicable taxes on pre-payment amount, foreclosure charges are 4% + taxes applicable on principal outstanding.
Q4. Can a personal loan be used for medical emergencies?
Yes, a personal loan can be used for medical emergencies, among other funding necessities.
Q5. How to know the eligible loan amount one can avail as per current income and expenses?
Use the Bajaj Finserv Personal Loan Eligibility Calculator to know the loan amount you can avail as per your current income and expenses.
Q6. Where can a personal loan be used?
It can help you meet a wide range of financial requirements, such as:
With all the details in mind, you can conveniently apply for a Bajaj Finserv Personal Loan to meet your diverse funding requirements.
- Travel.
- Wedding
- Medical emergency.
- Home renovation
- Higher education
- Debt consolidation
With all the details in mind, you can conveniently apply for a Bajaj Finserv Personal Loan to meet your diverse funding requirements.
*Conditions Apply