Kolkata is one of the metropolitan cities in India and it’s a perfect blend of cultures, cuisines and art. The city holds its significance and many financial agencies provide you with top funding facilities in the form of personal loans, home loans and more. A Bajaj Finserv personal loan in Kolkata is one of the key financial products preferred by many.
If you want to know more about instant personal loans in Kolkata, then you can go through this post as it also includes the steps to apply for it. Read on!
Bajaj Finserv Personal Loan in Kolkata – Benefits and More
1. Free to Use Loan Amount
You are free to use the loan amount, there are no restrictions
2. Instant Approval
Once you submit your loan application, online lenders don’t take much time to process and approve your loan request. The loan application is approved instantly at a leading lender’s end. If you have a robust credit score of 750 and more, then you can easily get the loan approval at lower personal loan interest rates. This way, you can save on your EMI payments compared to an applicant with a lower CIBIL score.
3. Money in Your Bank in 24 Hours
Once your loan application gets processed, and your documents are verified, you can get your loan amount credited into your bank account within 24 hours.
4. Flexibility
You can pay interest-only monthly installments on the utilized amount out of your total credit and save up to 45% on your EMIs.
5. Minimal Eligibility and Documents
You can meet the instant personal loan eligibility criteria and submit your documents related to your identity, income and age to avail the fast personal loan in Kolkata without hassles.
6. Flexible Tenor
You don’t need to hamper your wallets while repaying the personal loan in Kolkata. You can easily repay your loan over a flexible repayment tenor ranging up to 60 months.
Bajaj Finserv Personal Loan in Kolkata – Eligibility and Documents at a Glance
The applicant’s age should be between 23-55 years
The applicant should either be working for an MNC, public limited or a private limited company
The applicant has to be a residing citizen of India
KYC documents
Employee ID Card
Last 2 month’s Salary Slips
Previous 3 month’s bank account statement of the Salaried account
How to Apply for a Bajaj Finserv Personal Loan in Kolkata?
Applying for a cash personal loan in Kolkata facility is easier if you follow the below steps. Have a look:
Step 1 – Land on the personal loan in Kolkata page of the lender and click on apply online button. Once there, fill in your personal, employment and financial details.
Step 2 – Choose the loan amount and the tenor as per your needs to get quick online loan approval.
Step 3 – Furnish the required documents with the representative of the lender, who will contact you shortly.
Step 4 – Get the desired personal loan amount in your bank account within 24 hours.
What are you waiting for? Follow the discussed steps and start applying for the personal loan in Kolkata and cover your needs easily.
Bajaj Finserv provides you with pre-approved offers on personal loans, housing loans and more. It is to ease off your loan procedures and make it fast. You can share your basic details such as your name and contact number to explore your pre-approved loan offers today.
Bajaj Finserv provides you with pre-approved offers on personal loans, housing loans and more. It is to ease off your loan procedures and make it fast. You can share your basic details such as your name and contact number to explore your pre-approved loan offers today.