With
a laptop, you have your own personal home theatre, music system and
information resource all combined in one. This is precisely why life
becomes a challenge when the one you own breaks down.
Even if it’s your first laptop, buying
the best one in the market should definitely be the priority. But a
high-end laptop with the latest processor will come with a hefty
price tag.
This
article will tell you how you can buy your new laptop on EMI, and the
advantages you get with the Bajaj Finserv EMI Card.
Why
EMI?
EMI
or Equated Monthly Instalment is a mode of payment that allows you to
pay for your purchases over a period of time. So, you can go to the
retailer and bring your laptop home the same day, without paying the
entire amount in one go.
With
an EMI scheme, the expense is broken up into affordable instalments
that you can make every month. This way you won’t have to dip into
your savings to buy your new laptop. You can just pay the fixed
amount every month with the stipulated interest so that the financial
burden is spread out over a longer time period.
What
is an EMI Card?
The
Bajaj Finserv EMI Card, in its most basic definition, is a
pre-approved loan for durable or lifestyle purchase. To apply for one
you have to login through their Customer Portal and after the minimal
formalities, you’ll get your card within 7-10 business days.
With
this card, you can buy laptop on EMI from any of the company’s
retail partners. All you need to do is present the EMI Card, swipe
and sign, and repay the loan amount at your leisure.
What
benefits do you get with an EMI Card?
- Faster approvals
Since
the card essentially contains a pre-approved loan, when you swipe the
card, the amount is instantly approved and used to pay for your
laptop. You won’t have to wait too long, or go through the process
of applying for a new loan.
- Smoother processing
Applying
for a loan can be a bit tedious, especially when you think about all
the documentation involved. With an EMI Card, however, you won’t
have to produce any document when you go to buy your laptop. This is
because all the necessary documentation is already processed when you
get the card, making your purchases hassle free.
- Daily rewards
Swipe
your EMI Card when making your daily purchases, and you’ll win
points that you can redeem for your future purchases. What’s more
is that Bajaj Finserv will keep you updated on any pre-approved
offers, so you might even be able to get a good deal on the laptop of
your choice.
- Online access
You
can check the status of your card online through the Bajaj FInserv
website. This ensures that you are always aware of the interest rate,
the amount left to repay and your payment schedule.
Using
an EMI Card to buy your laptop is the best decision you could make
because it's extremely convenient and grants you a number of
advantages. So go get your card today!
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