The Tech Geek's Guide To Acquiring A Premium Laptop On Easy EMIs - Loan Trivia


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Thursday 31 December 2015

The Tech Geek's Guide To Acquiring A Premium Laptop On Easy EMIs

With a laptop, you have your own personal home theatre, music system and information resource all combined in one. This is precisely why life becomes a challenge when the one you own breaks down.

Even if it’s your first laptop, buying the best one in the market should definitely be the priority. But a high-end laptop with the latest processor will come with a hefty price tag.

This article will tell you how you can buy your new laptop on EMI, and the advantages you get with the Bajaj Finserv EMI Card.

Why EMI?

EMI or Equated Monthly Instalment is a mode of payment that allows you to pay for your purchases over a period of time. So, you can go to the retailer and bring your laptop home the same day, without paying the entire amount in one go.

With an EMI scheme, the expense is broken up into affordable instalments that you can make every month. This way you won’t have to dip into your savings to buy your new laptop. You can just pay the fixed amount every month with the stipulated interest so that the financial burden is spread out over a longer time period.

What is an EMI Card?

The Bajaj Finserv EMI Card, in its most basic definition, is a pre-approved loan for durable or lifestyle purchase. To apply for one you have to login through their Customer Portal and after the minimal formalities, you’ll get your card within 7-10 business days.

With this card, you can buy laptop on EMI from any of the company’s retail partners. All you need to do is present the EMI Card, swipe and sign, and repay the loan amount at your leisure.

What benefits do you get with an EMI Card?

  • Faster approvals
Since the card essentially contains a pre-approved loan, when you swipe the card, the amount is instantly approved and used to pay for your laptop. You won’t have to wait too long, or go through the process of applying for a new loan.

  • Smoother processing
Applying for a loan can be a bit tedious, especially when you think about all the documentation involved. With an EMI Card, however, you won’t have to produce any document when you go to buy your laptop. This is because all the necessary documentation is already processed when you get the card, making your purchases hassle free.

  • Daily rewards
Swipe your EMI Card when making your daily purchases, and you’ll win points that you can redeem for your future purchases. What’s more is that Bajaj Finserv will keep you updated on any pre-approved offers, so you might even be able to get a good deal on the laptop of your choice.

  • Online access
You can check the status of your card online through the Bajaj FInserv website. This ensures that you are always aware of the interest rate, the amount left to repay and your payment schedule.

Using an EMI Card to buy your laptop is the best decision you could make because it's extremely convenient and grants you a number of advantages. So go get your card today!

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