As a flourishing economic and commercial hub, New Delhi is also home to one of the most in-demand financing markets in the country. Especially when it comes to financing options like a loan against property in Delhi, aspiring individuals can easily find out some best lender names providing funding here, including the likes of Bajaj Housing Finance.
As the eligibility requirements for property loans by financial institutions are minimal, availing financing is convenient for individuals across income strata. You simply need to fulfil the loan against property eligibility criteria laid down by your lending institution and provide necessary documents supporting such eligibility to avail funding. Of course, your title to the property being mortgaged must be clear and free of any encumbrances or claims.
Some simple eligibility requirements you would need to meet for easy access to a loan against property funding include the following:
Must be a salaried or self-employed individual with a stable income source
For salaried, a minimum experience of 3 years is needed
For self-employed, a business vintage of not less than 1 year is needed
Individuals must also fit in the minimum and maximum age bracket as per their occupation
A minimum monthly income of the stipulated amount is also a must, which can vary based on your loan
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