Read More if you’re Looking for Apps to Get a Personal Loan

Instant loan apps have made our life even simpler. Gone are the days when approving a loan was a real struggle. However, the introduction of modern tech and the rising number of finance organizations let the user choose from various options. Before opting for pre approved personal loan offers, it is imperative to analyze all the terms of conditions.

Moreover, most traditional personal loan lenders demand collateral and long waiting hours for approval. However, during any emergency, every minute counts! So, to offer easy credit to users, Bajaj Finserv offers collateral-free short and long term personal loans. On top of that, all the loan programs have customer-friendly terms and competitive interest rates. Using our BFL App, if users meet all the eligibility criteria, can get instant approval.

How to apply for a personal loan using the loan app?

You can get up to Rs. 25 lakh loan based on your salary and location. You can start your endeavor for online application by following the steps:

• - Download the BFL app from Play Store.
• - Click on ‘apply online’ from the online application form
• - Fill out the details and do not skip the mandatory section.
• - Then a one-time password will be sent to your phone. You need to verify all the details.
• - Then enter the KYC and income details
• - At the next step choose the loan amount you want to borrow
• - Confirm and submit your application.

Benefits and features of personal loan through app

Let us take a look at why you should apply for a personal loan through Instant loan apps?

• - App-based loan tends to approve within 5 minutes. If you meet all the parameters of instant - approval, it takes only 5 minutes to get the required amount.
• - Using the EMI calculator you can find out the monthly EMI charges before you apply for the loan. Moreover, the BFL application offers flexible EMI with 45%* lower charges.
• - If you are an existing or a pre-approved loan customer, you can enjoy exclusive offers and quick processing.
• - Customers have the freedom to choose their convenient tenor. It ranges from one to five years. If you opt for a Flexi loan option you can always add the surplus funds with no added cost.
  

So, if you are planning for a better way of life and want to live your dream to the fullest apply for a personal loan using a smart application.

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