People renovate their houses and want to live in modern-style homes, but it is a time-consuming procedure. So for that, you can avail of a home improvement loan. It helps you find the simple and easiest way for renovation. Moreover, there is 100% transparency with no hidden charges, so; you can borrow up to Rs. 25 lakh.
The eligibility criteria for availing of home improvement loans are:
- You must be a citizen of India
- You can apply for the loan if your age is between 20-60 years
- It would be best if you got a regular income( or salary )
- Your minimal income depends on the place where you live, so check yours.
A few steps for availing of a home improvement loan:
- First, fill the application form carefully.
- Fill in the basic details, including your personal, financial, and employment information.
- Then fill in your loan amount and repayment tenor to get an instant response
- Then you have to wait for the call.
- You will receive a personal loan amount in your bank within 24 hours of successful verification.
You need to follow particular instructions carefully, and then you can avail an instant home improvement loan. It gives you a flexible loan facility. You are not required to go through the lengthy process of paperwork. Several lenders offer the Flexi loan facility that lets you pay interest-only EMIs for the initial tenor, reducing your EMIs by up to 45%. It saves time, and you can start your home improvement projects as soon as possible.
To get hassle-free funds you can apply for a personal loan for home improvement with Bajaj Finserv and get funds in just 24 hours. This NBFC also offers pre-approved loan deals that expedite your loan processing and can be availed by simply sharing your basic details.
Read Also: Here’s How a Personal Loan Can Help Salaried Individuals Manage a Financial Crisis
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