How to Avail a Personal Loan Using the Aadhaar Card Only? - Loan Trivia


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Monday 15 March 2021

How to Avail a Personal Loan Using the Aadhaar Card Only?

 If you have an Aadhaar Card, you can use it to apply for the personal loan online. Yes, the significance of the Aadhaar Card has gone up. 

The Government is emphasizing on individuals using the Aadhaar Card to avail many services. And you can also avail financing facility like the personal Aadhaar Card loan. 

If you have an Aadhaar Card, you can apply for the personal Aadhaar Card loan using it. Read on and know more!

Here’s why Aadhaar Card is so vital to avail credit 

It is vital to submit KYC documents to avail any credit and financial facilities as per the directives of the Government. 

Aadhaar Card is one such document that you need to submit if you wish to apply for a personal loan in India. 

It is now possible to apply for the online Aadhaar Card loan using the Aadhaar Card only. It is because a lender can verify the applicant’s identity by using UIDAI Aadhaar biometrics. This way, the lender can confirm the details of an applicant for an instant loan disbursal. 

What’s the procedure for applying for an Aadhaar Card loan?

  1. Browse the official website or app of the lender. 

  2. Fill up the loan application form using your personal, employment and financial details. 

  3. Now, the lender will run the verification, and you may be asked to submit e- Aadhaar Card and income documents. It will complete the personal loan application status procedure. 

  4. After your identity and address gets confirmed with Aadhaar details, the lender may sanction the application. Once approved, you may get the approved loan amount into your bank account within 24 hours*. 

If you can follow the above steps, then you may find it easier to apply for the Aadhaar Card loan online. 

Bajaj Finserv offers pre-approved offers on personal loans, home loans and more. It is to simplify loan processing. 

You can check out your pre-approved loan offers today after sharing your basic details such as your name and mobile number.      

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