Shop Smart During the Festive Season with a Personal Loan - Loan Trivia

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Friday, 6 March 2020

Shop Smart During the Festive Season with a Personal Loan

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Shopping to your heart’s content during the festive season is both a cherished custom and an enjoyable activity. Rather than compromising on what you buy for yourself and for your friends and family, finance your festive shopping with an Instant Personal Loan. Take a collateral-free personal loan online from NBFCs and get a high loan amount at a nominal interest that you can repay over a tenor a tenor of your choice. 

Take a look at all the reasons why a Personal Loan is a smart choice to meet your festive shopping needs. 

Create your Ultimate Shopping Wishlist with a Sufficient Loan Amount 

Your festive shopping cart can include designer clothes, expensive jewelry, silverware and décor items because this loan offers you ample funds. So forget striking items from the list, and finance shopping worth up to Rs.25 lakh with a Personal Loan. 

Qualify for the Loan with Ease so you can Shop Sooner 

As per the basic terms of eligibility for Personal Loan, you need to be a resident citizen of India and between 25 and 58 years of age when you apply for the loan. Apart from this, having a regular income as a salaried or a self-employed individual is a must. You must also earn the minimum monthly salary as per the lender’s guidelines. So, if you reside in Chandigarh for example, then you can take the loan if you have a minimum monthly salary of Rs.32,000. Alternatively, you can use the Personal Loan eligibility calculator to evaluate your eligibility and also see the loan amount that you will be able to borrow. 

Make the Most of Festive Offers by Getting Money in your Account Quickly 

Ensuring that you make the most of offers and deals during the festive season requires you to be on your toes. To ensure that you are able to do so, lenders like Bajaj Finserv disburse funds to you swiftly. You can get approval on your Personal Loan application in just 5 minutes, and the loan amount is credited to your bank account within 24 hours. 

Shop Without Worrying about Repayment, Courtesy of a Low-Interest Rate 

The lower the interest rate, the more you can shop guilt-free. NBFCs takes care of your concern with regards to personal loan interest rates. It offers you this loan at a competitive interest rate, making it one of best in the country. Besides, you can use the Personal Loan EMI calculator to determine exactly how much you will have to pay each month. This way, you can compare various Personal Loans and find one that is most affordable. 

Manage your Cash Flow with Flexible Repayment options 

Apart from everything else, the biggest benefit that you can enjoy with this Personal Loan is that you can repay it extremely easily. You can choose a comfortable tenor of up to 60 months as per your financial convenience. 

Also, remember that you can avail of the loan as a Flexi Loan. Here, you can borrow funds from the total sanction as and when you need them, and pay interest only on the sum that you use. Besides, you can pay interest as EMIs and repay the principal at the end of the tenor. This further makes repayment of the Personal Loan easy for you.

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