How To Link Your Aadhaar With PAN Using Your Mobile Number

The Income Tax Department provides a number of simple methods through which you can link your Aadhaar with your PAN card. The current income tax laws specify that 30th September, 2019 is the last day by which you can link your Aadhaar with PAN. Post that, your PAN is supposed to become invalid. However, the Union Budget 2019 has proposed to make your PAN card in-operative instead of invalid if not linked by the specified deadline.

Linking Aadhaar and PAN is seen as a crucial step in filing your ITR. Further, the Union Budget allows you to use your Aadhaar card instead of PAN card when filing ITR after they have been linked.

 To link your Aadhaar with PAN using your mobile number follow one of these 3 methods:

 Without logging in to your account 

Follow this procedure to link your Aadhaar with PAN without logging in. Users who have not yet registered on the tax e-filing website can also use this method.

• Log on to www.incometaxindiaefiling.gov.in
• On the homepage in the left panel, click on the words ‘link Aadhaar'.
• In the blank fields enter your PAN, Aadhaar number, and your name as per your Aadhaar card.
• Tick ‘I have only a year of birth in Aadhaar’, if applicable.
• Check the box that reads ‘I agree to validate my Aadhaar details with UIDAI’.
• Click ‘request OTP’.
• You will receive an OTP on the mobile number linked with Aadhaar.
• Enter it and hit ‘link Aadhaar’.
• A message will be displayed on screen once the Aadhaar and PAN linking are successfully completed.

By logging in to your account 

 To carry out an Aadhaar-PAN card via mobile number link by logging in to the e-filing portal, you must first be a registered user. Once registered, follow these steps:

• Log in to the portal by filling in your ID, password and DOB.
• Upon logging in, a pop up should appear ushering you to link PAN and Aadhaar number.
• Nevertheless, you can also navigate to ‘Link Aadhaar’ through the ‘Profile Settings’ tab.
• Details for Name/ DOB/ Gender as per your PAN will be displayed on screen.
• Verify that these are the same as the ones mentioned on your Aadhaar card.
• If everything matches well, enter your Aadhaar card number in the blank field.
• Then, click ‘link now’.
• You will receive a pop-up message indicating that the PAN and Aadhaar has been linked.

 Here, in case your name as indicated in your Aadhaar card does not match the one on your PAN card, but your age and gender do, then an OTP will be sent to your mobile number. Enter the OTP online to complete the linking process. Note that the OTP is sent to the mobile number linked to your Aadhaar card so that you can easily gey your Aadhaar card loan. That’s why, it is important that you link mobile with Aadhaar Card first as this ensures that the OTP is sent to the right mobile number.

 Via SMS 

A final offline process you can use to link your Aadhaar with PAN is via SMS. Here, you need to use your registered mobile number to send a message to either 567678 or 56161. The message should contain the following text: UIDPAN<12-digit aadhaar=""><10 digits="" pan="">. To illustrate, if your PAN is ABCPR8888Z and Aadhaar is 122233335555, then the message would read: UIDPAN 122233335555 ABCPR8888Z. 

Having seen how to link your Aadhaar with PAN ensure that you keep all other documents up-to-date and in order as this is vital to healthy personal finance. It helps you make quick transactions and obtain instant financing as well. For example, by producing minimal KYC and financial documents, you can obtain funding up to Rs.25 lakh through a Bajaj Finserv Personal Loan within 24 hours of approval. Apart from a large sanction, you get a flexible tenor of 12 to 60 months and can determine the monthly cost of your loan with a personal loan EMI calculator. To expedite loan disbursal, check your pre-approved personal loan offer. Doing so gives you instant approval through a customised deal.