Avail Hassle-free Pre-approved Personal Loans from Bajaj Finserv - Loan Trivia


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Tuesday 31 December 2019

Avail Hassle-free Pre-approved Personal Loans from Bajaj Finserv

Personal loans are a convenient financial solution as they offer you large amount of funding without collateral. Since you can use them for any purpose you desire, they are ideal for short- to medium-term needs and urgent goals as well. Further, with deals like the Bajaj pre-approved personal loan offer, you can reduce the time it takes to process your loan significantly and enjoy instant approval of your application. 

Here’s a rundown on the pre-approved personal loan offered by Bajaj Finserv. 

What is a pre-approved loan offer? 

In general, when a lender judges you to be creditworthy and capable of servicing a loan, you are extended an offer called a pre-approved loan offer. By virtue of being ‘pre-approved’, you can assume that your lender looks upon your financial profile favourably. As such, pre-approved personal loans give you access to funding without any hassles. The documentation required is less and since, it is already approved, the disbursal is also quick. 

Some factors that a lender normally checks before extending a pre-approved personal loan offer are your credit score, present income, credit card bill payments, and bank account balance. 

In the context of Bajaj Finserv, pre-approved offers are available to both existing and new customers. Existing customers enjoy speedy processing enabled through zero additional documentation and new users benefit from a customised loan offering that is approved instantly online and requires minimal paperwork. 

How to get a pre-approved loan offer? 

Giving you a pre-approved loan offer is at the discretion of your lender. In many cases, you may receive this online, via email, or offline, through a phone call. With Bajaj Finserv, any personal loan seeker can avail a pre-approved offer through the website or personal loan app.  

To get one online, simply log on to bajajfinserv.in and click ‘check pre-approved personal loan offer’ under the quick links tab present on the right side of the screen. Then enter your basic details to view the offer. This pre-approved offer gives you access to funding up to Rs.25 lakh on a collateral-free basis. You get a flexible tenor of 12 to 60 months and benefit from swift processing resulting in a 24-hour loan disbursal upon approval.    

Must Read: Why One Should Avail Bajaj Finserv Pre Approved Personal Loan?

Benefits of availing a pre-approved loan offer 

Here are some key benefits you get when you apply via a pre-approved personal loan offer.

 Obtain financing tailored to your profile: 

The pre-approved offer gives you access to a customised loan. The loan amount is dependent on the lender’s internal criteria. By getting a loan tailored to your financial profile, you neither apply for too much nor settle for less than your profile entitles you too. 

Streamline lengthy loan approval procedures: 

By applying through a pre-approved loan offer you get funding on simpler eligibility terms. Since a pre-approved offer serves as the preliminary step, it makes the entire approval process easier. That said, your application does need to go through further scrutiny. 

Expedite loan disbursal and meet urgent needs: 

Lenders like Bajaj Finserv disburse the finances to your bank within 24 hours of your loan being approved. Since Bajaj Finserv loan applied through pre-approved offers require minimal paperwork, you can look forward to rapid loan disbursal.  

Must Read: How to Apply for a Bajaj Finserv Personal Loan

Get a loan without additional documentation if you are an existing user: 

Existing Bajaj Finserv customers enjoy a pre-approved personal loan without needing to produce any documents. This makes for both speed and convenience. 

Having considered the benefits of a Bajaj Finserv Pre-approved Personal Loan, check your offer and enjoy speedy disbursal through a tailored loan offering. Check your pre-approved personal loan offer to get instant approval through simple single-step verification.

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