A good credit score and a long and healthy relationship with a lending institution affect your personal loan eligibility. To avail a personal loan in Kolkata, you will have to be an earning Indian resident who is 21 years or older, having a permanent address.
Your hunt for a personal loan will be much easier if you take the help of websites which compare loan schemes of different lenders in Kolkata. In this manner, you will get access t0 the options you have and compare all aspects like eligibility criteria, interest rates, tenures and additional benefits to decide on the best scheme for yourself.
Getting an approval from the most sought-after lenders in Kolkata becomes easy when you have a good track record of loan repayment and a high credit score. You can apply online through the website by filling up the application form and submitting the necessary documents.
However, if you are servicing multiple loans at the present moment and have previously defaulted on the repayment, you will face difficulty getting approval on your personal loan application.
Individual proofs of identity, address, income and age are required by lending institutions in Kolkata for all personal loan applicants. In addition to these, salaried applicants will have to provide salary slips and bank statements of their salary accounts of the last three months. Self-employed individuals in Kolkata will have to provide proof of office address, 6 months bank statements, audited financial documents viz. Balance Sheet and Profit & Loss accounts of 3 years.
Must Read: 5 Advantages of Applying For Instant Personal Loan Online in Kolkata
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