Are you thinking of transferring your home loan to some other lender? Have you decided your new lender? Do you know on the basis of what factors you should choose your new lender?
If you are living in any metro cities and have availed a home loan in Mumbai, Delhi or any other top tier cities then rate of interest can be the primary factor of balance transfer but there are other factors too that are related to it. So, what is your reason of balance transfer? First ask this question to yourself.
Second, are you taking the right step? How will you know whether your step is going to benefit you or not?
Simply, look at the benefits that are offered by the different lenders and then proceed accordingly. You must be aware of the entire process of balance transfer and must check your eligibility first, so that, you do not get stuck in the mid-way.
Every step has some advantages and disadvantages and to keep a balance between the two and ultimately gets benefited is the real motive of all of us. To know more about these factors related to balance transfer, you can go through the entire article link: http://taxguru.in/finance/home-loan-balance-transfer-procedure.html
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