You might receive pre-approved loan offers if you hold a salary account or have a great track record with a lender. Here’s all you need to know about a pre-approved personal loan requirement. Here are some ideas about Pre-Approval Process.
The pre-approval process comprises the following steps:
- Fill out a loan application and provide the lender with the relevant documents concerning your financial condition.
- Lender will review the documents provided in the preliminary assessment.
- Loan Provider Company will give you a quote highlighting the amount they're willing to provide, along with the rate of interest chargeable on the loan.
Document's Required in Pre-approval Process:
- A completed and signed application form
- Identification documents
- Proof of income e.g. payslips, tax returns etc.
- Proof of expenses
- Details of assets, liabilities and debts e.g. credit cards, loans
- Proof of deposit
- Credit history
- Proof of employment
So, tips keep in mind before applying for a pre-approved personal loan. Read the reference tutorial which get you idea on Pre-approved personal loan.
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