Benefits of Top Up Loan on Home Loan Balance Transfer - Loan Trivia

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Tuesday, 31 May 2016

Benefits of Top Up Loan on Home Loan Balance Transfer

Though the interest rate offered on home loans by most of the banks and financial institutions is very low but still there remains the potential risk of market fluctuation which can result in dip or spike on your home loan interest rate.



In such situation you can cannily look for another lender who offers lower interest rate and can transfer your home loan from current lender to another lender. This process is also called Balance Transfer.



If you transfer your home loan to Bajaj Finserv, apart from their low interest rate you also get an additional amount as a Top-Up Loan for your home repairs or other personal needs.

There are several benefits of signing up for Bajaj Finserv Home Loan Balance Transfer, which are as follows:

  1. Part Prepayment
  2. 3 EMI Holiday
  3. Flexi Scheme

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