Transition to Pradhan Mantri Awas Yojana
Despite its successes, Indira Awas Yojana faced various implementation challenges like delays in fund disbursement, lack of transparency, and subpar quality of construction. Responding to these inefficiencies, the Indian government decided to revamp the scheme into the Pradhan Mantri Awas Yojana (PMAY) in 2015. This transformation was aimed at streamlining processes, increasing accountability, and expanding the scope to include both rural (PMAY-G) and urban (PMAY-U) segments, ensuring a broader reach.
Key Features of Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana introduced several innovative features that marked a significant upgrade from the Indira Awas model. The scheme brought in a beneficiary-led construction approach, provided direct benefit transfers to curb corruption, and utilized eco-friendly technologies. Additionally, it set a more ambitious goal: achieving "Housing for All" by 2022.
Conclusion
The evolution from Indira Awas Yojana to Pradhan Mantri Awas Yojana represents a crucial shift towards creating a more inclusive and efficient housing scheme. While Indira Awas laid the foundation, PMAY builds on it by expanding coverage and addressing previous limitations, ultimately aiming to improve the quality of life for millions of Indians, thus fulfilling a key aspect of social welfare in contemporary times.
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